Tax deadlines rarely arrive at a convenient moment. Tax funding pays HMRC on time and turns the lump sum into steady monthly instalments, so the money stays in your business where it is working hardest.
Tax funding helps businesses spread the cost of tax payments, most commonly VAT and corporation tax, over manageable instalments rather than paying a large lump sum at once. HMRC is paid on time and in full, while your business repays the lender over a short agreed term.
Once your bill is known, the lender pays HMRC directly or releases the funds to you ahead of the deadline. You then repay over a short term, timed so the balance clears before the next bill lands. Many businesses set it up as a routine part of their yearly cash flow planning rather than a one-off fix.
Not at all. Plenty of profitable businesses use it as a planning tool, smoothing predictable bills into monthly costs instead of quarterly or yearly spikes. Arranged ahead of the deadline, it can simply be good cash flow management.
Often, yes. Acting quickly matters, and funding can settle the position with HMRC before pressure builds. If you are already in a Time to Pay arrangement, options still exist, and we can talk them through with you.
VAT and corporation tax are the most common, and self-assessment liabilities for partners and directors can usually be covered too. If a different liability is causing the squeeze, ask us and we will check what the panel can do.
A good conversation costs nothing and often opens more doors than you would expect. Tell us where you want to take your business, and we will show you how the right funding can help you get there.
